21941 Harding ST , Oak Park, MI 48237
Est. $2,019/mo with current taxes · · See the breakdown
About this home
Welcome to this beautiful white brick ranch offers 3 bedrooms 1.5 bathrooms. Half bathroom in the master bedroom.This property is perfect combination of modern finished and timeless charm.Beautiful open kitchen concept oversized living room leading to a beautiful built out 14X12 back porch with lights and outlets,perfect for family gatherings and barbecue with easy access to the living room. Fenced private backyard. New driveway and updated electrical panel.Conveniently located in the heart of oak park close to hospital, restaurants and shopping.
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 60.07 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $263,900 |
| Beds | 3 |
| Baths | 1 full, 1 half |
| Square feet | 2,086 |
| Type | Single family residence |
| Subdivision | MARTINS POLO HEIGHTS |
| County | Oakland |
| MLS # | 20261087065 |
| Listed | 2026-10-28 |
| Days on market | 6 |
| Year built | 1954 |
| Possession | At closing |
| Stories | 1 story |
| Basement | Partially finished |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Poured |
| Water / Sewer | City water / Sewer at street |
| Parcel number | 2531153018 |
| Listing office | My Realty LLC |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $31,787 | about $131,950 |
| Yearly property tax | $2,510 | about $7,926 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $5,417 a year more than this seller pays. The assessor's state equalized value (SEV) is $103,400. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Oak Park's 2025 homestead rate of 60.07 mills and assumes you claim the homestead exemption. See Oak Park's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.