850 Townsend DR , Algonac, MI 48001
Est. $4,175/mo with current taxes · · See the breakdown
About this home
Stunning views on a dead end street. Sunrise, sunset and all day in-between. Sale includes home and adjecent 50x100 lot next store. 4 bedroom, 2 full and 1 half bath. First and second floor laundry, finished and heated garage, new appliances. This home is perfect for those looking to wind down. Relaxing dead end street on historical Pointe de Chene. Beautiful views of the channel and Mallards Bay. Close to Algonac Harbor CLub. Seasonal boat wells available.
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 37.28 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $589,000 |
| Beds | 4 |
| Baths | 2 full, 1 half |
| Square feet | 2,460 |
| Type | Single family residence |
| Subdivision | SUPRVRS ROY T GILBERTS 2-ALGONAC TOWNSHIP |
| County | StClair |
| MLS # | 20261087009 |
| Listed | 2026-10-27 |
| Days on market | 6 |
| Year built | 2003 |
| Possession | 31–60 days after closing |
| Stories | Bi-level |
| Heating | Forced air, Natural gas |
| Foundation | Crawl space, Poured, Sump pump |
| Garage spaces | 3.0 |
| Water / Sewer | Water at street / Sewer at street |
| Waterfront | Mallards Bay |
| Fireplace | Yes |
| Parcel number | 74011270035000 |
| Listing office | Real Estate One Westrick |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $171,970 | about $294,500 |
| Yearly property tax | $4,573 | about $10,980 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $6,407 a year more than this seller pays. The assessor's state equalized value (SEV) is $206,400. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Algonac's 2025 homestead rate of 37.28 mills and assumes you claim the homestead exemption. See Algonac's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.