Photo 1 of 3445 Harvard RD
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Active · MLS #20261086996
$165,000 3 bd1 ba1,360 sqft

3445 Harvard RD , Detroit, MI 48224

Est. $1,505/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1957
Lot0.12 acres
Garage1 spaces
Price/sqft$121
On market0 days

About this home

Charming Bungalow is now available! Featuring 3 bedrooms and 1 bathroom, it's great for a family. Don't miss the opportunity to call this place a home. Ready to move in! Schedule your visit through showing time.

Monthly payment

$1,505per month
Principal & interest$939
Property tax, current$298
Homeowners insurance$200
Mortgage insurance (PMI)$68

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$165,000
Beds3
Baths1 full
Square feet1,360
TypeSingle family residence
SubdivisionARTHUR J SCULLYS VOGT FARM SUB
CountyWayne
MLS #20261086996
Listed2026-10-27
Days on market0
Year built1957
PossessionAt closing
Stories2 stories
BasementUnfinished
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces1.0
Water / SewerWater at street / Sewer at street
Parcel numberW21I074728S
Listing office@properties Christie's Int'l R.E. Detroit

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$40,998about $82,500
Yearly property tax$3,574about $5,295

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,721 a year more than this seller pays. The assessor's state equalized value (SEV) is $81,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Detroit's 2025 homestead rate of 64.18 mills and assumes you claim the homestead exemption. See Detroit's full tax breakdown or run the uncapping calculator.

City of Detroit records for this parcel

  • NEZ Homestead district: English Village (H071). Owner-occupants who buy here can apply to the City Assessor for a Neighborhood Enterprise Zone certificate, which typically cuts the summer tax bill by 15–20% for up to 15 years. Applications are due October 1 for the following year. The tax estimate above doesn't include it. How NEZ works.

From the City of Detroit's current parcel file, parcel W21I074728S.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-27T21:52+00:00; refreshed at least twice daily.

$165,000Est. $1,505/mo
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