Photo 1 of 1354 S Riverside AVE
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Active · MLS #20261086970
$239,900 3 bd2 ba2,372 sqft

1354 S Riverside AVE , St Clair, MI 48079

Est. $1,909/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1948
Lot0.21 acres
Garage2 spaces
Price/sqft$101
On market6 days

About this home

Welcome home, beautiful hardwood floors are throughout this 1940's three bedroom home- relax in your three seasons room off the back of the home, or have coffee on your front porch. The basement has an additional kitchen that offers room to grow. This has some historic charm with a great location! The roof was replaced in 2024 and has a 10 year warranty. More interior photos coming soon You are welcome to come say hi and take a look at the property- We cant wait to see you! *All measurements are estimates

Monthly payment

$1,909per month
Principal & interest$1,365
Property tax, current$245
Homeowners insurance$200
Mortgage insurance (PMI)$99

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$239,900
Beds3
Baths2 full
Square feet2,372
TypeSingle family residence
SubdivisionOAKLAND W S HOPKINS ADD
CountyStClair
MLS #20261086970
Listed2026-10-28
Days on market6
Year built1948
PossessionAt closing
Stories1 story
BasementPartially finished
HeatingBaseboard, Natural gas
FoundationBasement, Block
Garage spaces2.0
Water / SewerCity water & sewer
Parcel number74075820021000
Listing officeRealty Executives Home Towne

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$52,522about $119,950
Yearly property tax$2,944about $4,676

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,732 a year more than this seller pays. The assessor's state equalized value (SEV) is $96,400. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses St Clair's 2025 homestead rate of 38.98 mills and assumes you claim the homestead exemption. See St Clair's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.

$239,900Est. $1,909/mo
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