Photo 1 of 8640 Harding ST
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Active · MLS #20261086871
$179,900 3 bd1 ba1,664 sqft

8640 Harding ST , Center Line, MI 48015

Est. $1,768/mo with property taxes uncapped · See the breakdown

TypeSingle family residence
Built1946
Lot0.19 acres
Garage1.5 spaces
Price/sqft$108
On market0 days

About this home

JUST LISTED! Oversized 1st bedroom large enough for a king sized suite, has NEW Carpeting. 3 bedrooms total one full bathroom w/Jetted Tub. Kitchen has breakfast nook large living room with NEW laminate flooring and doorway to fenced backyard and 1 1/2 car garage with a pass through door. Has full basement with Laundry room. Immediate occupancy. JUST LISTED! *Immediate occupancy!* *****OPEN HOUSE SATURDAY OCTOBER 31ST 12-2 PM ****** POSSIBLE DOWN PAYMENT ASSISTANCE THROUGH MSHDA*******

Monthly payment

$1,768per month
Principal & interest$1,023
Property tax, uncapped$470
Homeowners insurance$200
Mortgage insurance (PMI)$74

The tax line is this home's bill after it uncaps: half the price times 62.76 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$179,900
Beds3
Baths1 full
Square feet1,664
TypeSingle family residence
SubdivisionTEPPERTS CENTERLINE PARK SUB
CountyMacomb
MLS #20261086871
Listed2026-10-27
Days on market0
Year built1946
PossessionAt closing
Stories1.5 stories
BasementPartially finished
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces1.5
Water / SewerCity water & sewer
FireplaceYes
Parcel number1322335016
Listing officeNational Realty Centers, Inc

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$80,500about $89,950
Yearly property tax$4,318about $5,646

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,328 a year more than this seller pays. The assessor's state equalized value (SEV) is $80,500. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Center Line's 2025 homestead rate of 62.76 mills and assumes you claim the homestead exemption. See Center Line's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-27T15:11+00:00; refreshed at least twice daily.

$179,900Est. $1,768/mo
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