Photo 1 of 21542 Saint Gertrude ST  # #6
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Active · MLS #20261086804
$134,900 2 bd2 ba971 sqft

21542 Saint Gertrude ST # #6, St Clair Shores, MI 48081

Est. $1,520/mo with property taxes uncapped · See the breakdown

TypeCondominium
Built1974
Price/sqft$139
On market0 days
HOA$225/mo

About this home

WOW! This beautifully updated upper level ranch style condo is now available for immediate occupancy after closing. Exterior features include brick exterior, large parking lot with carport for the unit, and more. The spacious interior features vinyl windows, and updated kitchen with stainless steel appliances, updated full bath and half bath, massive primary bedroom with walk in closet, tile flooring in kitchen and dining room, and so much more! This unit also comes with a massive private basement area with washer and dryer. Conveniently located near parks, schools, freeway access, and Lake St Clair, this home is a must-see!

Monthly payment

$1,520per month
Principal & interest$767
Property tax, uncapped$272
Homeowners insurance$200
Mortgage insurance (PMI)$56
HOA dues$225

The tax line is this home's bill after it uncaps: half the price times 48.46 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$134,900
Beds2
Baths1 full, 1 half
Square feet971
TypeCondominium
SubdivisionSHORES VILLAGE CONDO SUB
CountyMacomb
MLS #20261086804
Listed2026-10-27
Days on market0
Year built1974
PossessionAt closing
Stories1 story, upper unit
BasementPartially finished, Private
HeatingForced air, Natural gas
FoundationBasement, Poured
Water / SewerCity water & sewer
Parcel number1415252054
Listing officeSimpliHom

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$13,188about $67,450
Yearly property tax$885about $3,268

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $2,383 a year more than this seller pays. The assessor's state equalized value (SEV) is $48,200. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses St Clair Shores's 2025 homestead rate of 48.46 mills and assumes you claim the homestead exemption. See St Clair Shores's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-27T09:04+00:00; refreshed at least twice daily.

$134,900Est. $1,520/mo
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