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Active · MLS #20261086639
$415,000 2 bd3 ba2,306 sqft

28185 Belmonte DR , Lyon Township, MI 48165

Est. $3,532/mo with current taxes · · See the breakdown

TypeCondominium
Built2007
Garage2 spaces
Price/sqft$180
On market7 days
HOA$380/mo

About this home

So much love has been poured into this end-unit ranch condo over the last few years, and now it's ready for you to live the easy life in a community with so much to offer. The Mill River neighborhood offers residents a clubhouse with amenities including: an outdoor pool & hot tub overlooking the neighborhood pond -- which also has walking trails around it -- a fitness room, tennis and basketball courts, and the opportunity to rent the large clubhouse for your gatherings. As soon as you step into this condo you'll notice the flow of the space, accentuated by soaring cathedral ceilings over the main living area. The main living space combines the living room, dining area overlooking the new Trex deck, and kitchen, along with a flex space that could be a reading or working space between the living room and foyer. Recent updates and upgrades to the the living area include a new custom fireplace mantle and window coverings (throughout the condo, actually), a newer dishwasher and refrigerator in the spacious kitchen, and a newer washer and dryer in the first-floor laundry room. The generously-sized primary suite features a bay window overlooking the backyard, a walk-in closet, and updated plumbing fixtures in the primary bathroom. The second bedroom is located away from the primary to offer additional privacy between both spaces, and directly next to the main full bath with new plumbing fixtures. The wide open finished basement includes an egress window, a half-bath with an option to upgrade to a full bath, and plenty of storage space with the best built-in cabinets to hold all of your decorations and extras. Finally, this condo has a newer furnace (with humidifier) & central air to give the next owner even more peace of mind.

Monthly payment

$3,532per month
Principal & interest$2,361
Property tax, current$420
Homeowners insurance$200
Mortgage insurance (PMI)$171
HOA dues$380

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$415,000
Beds2
Baths2 full, 1 half
Square feet2,306
TypeCondominium
SubdivisionREFLECTIONS AT MILL RIVER CONDO OCCPN 1806
CountyOakland
MLS #20261086639
Listed2026-10-27
Days on market7
Year built2007
PossessionAt closing
Stories1 story
BasementBath stubbed, Finished, Private
HeatingForced air, Natural gas
FoundationBasement, Poured, Sump pump
Garage spaces2.0
Water / SewerCity water & sewer
FireplaceYes
PoolCommunity, In-ground, Outdoor
Parcel number2109451024
Listing officeReal Estate One-Commerce

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$159,080about $207,500
Yearly property tax$5,037about $6,643

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,606 a year more than this seller pays. The assessor's state equalized value (SEV) is $174,630. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Lyon Township's 2025 homestead rate of 32.01 mills and assumes you claim the homestead exemption. See Lyon Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-04T01:25+00:00; refreshed at least twice daily.

$415,000Est. $3,532/mo
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