11909 Algonquin DR , Putnam Township, MI 48169
Est. $6,604/mo with current taxes · · See the breakdown
About this home
Welcome to an exceptional waterfront opportunity where quality craftsmanship, thoughtful updates, and Michigan lake living come together. Completely updated within the last two years, this home reflects sellers who believe in quality workmanship. From the remodeled kitchen and bathrooms to updated flooring, trim, lighting, fixtures, and fresh paint, every detail has been thoughtfully considered. Improvements include an encapsulated crawl space, HVAC and plumbing updates, a Wi-Fi thermostat, central humidifier, updated windows and doors, an upgraded garage door opener, a new roof in 2023, and a new water softener and A/C in 2024. Outside, enjoy an expanded driveway and parking, refreshed landscaping, irrigation, an attached shed for extra storage, and a waterfront setting complete with a dock, dock power, and canal aeration system. The highlight is canal frontage on Portage Lake, offering access to the Portage Chain of Lakes. Enjoy boating, fishing, kayaking, paddleboarding, and exploring the connected waterways. Imagine coffee by the water, afternoons cruising the chain with family and friends, and evenings relaxing at your own waterfront retreat. With 4 bedrooms, 3 full baths, two bedrooms on the main level, two upstairs, a loft, vaulted ceilings, and an enclosed porch, this home offers flexible living and beautiful lake views from the dining room. Extensive updates mean you can move in and start enjoying the waterfront lifestyle.
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 23.60 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $899,900 |
| Beds | 4 |
| Baths | 3 full |
| Square feet | 2,776 |
| Type | Single family residence |
| Subdivision | DEIMEN & STULL REP |
| County | Livingston |
| MLS # | 20261086057 |
| Listed | 2026-10-23 |
| Days on market | 10 |
| Year built | 2002 |
| Possession | Negotiable |
| Stories | 2 stories |
| Heating | Forced air, Natural gas |
| Foundation | Crawl space |
| Garage spaces | 2.0 |
| Water / Sewer | Well / City sewer |
| Waterfront | Portage Lake - Chain of Lakes |
| Parcel number | 1436402013 |
| Listing office | KW Showcase Realty |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $396,349 | about $449,950 |
| Yearly property tax | $10,964 | about $10,620 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $396,349. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Putnam Township's 2025 homestead rate of 23.60 mills and assumes you claim the homestead exemption. See Putnam Township's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.