Active listing · MLS #20261085639

3816 Covert RD , Waterford Township

$699,000

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About this home

AN EXTRAORDINARY 140 FT OF WATERFRONT SANCTUARY ON WATKINS LAKE! Truly a one-of-a-kind property where architectural character, natural beauty, and botanical history come together on 0.78 acres of remarkable lakefront grounds. A breathtaking collection of rare trees, specimen plantings, and lush gardens surrounds 3 lake-fed waterfalls, meandering streams, charming footbridges and winding pathways, creating an enchanting private retreat unlike anything else. Among the property's most extraordinary treasures are 2 original Dawn redwood trees, reportedly grown from seeds originating in China and planted as part of an exceptionally limited introduction to Michigan 1950s. Additional botanical highlights include majestic bald cypress, magnolias, birch trees, and an extensive collection of distinctive plantings. The residence offers 3 bedrooms, 2 full baths and an amazing great room featuring walls of windows overlooking Watkins Lake, beautiful Bruce hardwood flooring and a natural wood-burning fireplace. The main level also features a remodeled kitchen with stainless steel appliances, shaker style cabinets and corian countertops, 2 bedrooms, an office, a dining room, a spacious remodeled full bath, and convenient first-floor laundry. The upper level provides exceptional flexibility with a private bedroom, deep walk in closet, full bath, sitting room w/ lake views, kitchen area with hookups for an electric stove and refrigerator—ideal for extended family, guests, or a private retreat. Thoughtful improvements include an encapsulated crawl space with a 25-year warranty with 3 sump pumps (2015), French drain (2017), completely rewired electrical (2023), roof (2010), windows and siding (2012), forced-air furnace (2016), central air (2018), and a new on-demand tankless water heater (2026). More than a waterfront residence, this is a living botanical treasure—an irreplaceable setting offering tranquility, natural wonder, and an extraordinary connection to Watkins Lake.

The facts

Price$699,000
Beds3
Baths2 full
Square feet2,452
TypeSingle family residence
SubdivisionCOVERTDALE
CountyOakland
MLS #20261085639
Listed2026-10-23
Days on market2
Year built1940
PossessionAt closing
Stories2 stories
HeatingForced air, Natural gas
FoundationCrawl space, Drainage system, Sealed foundation, Sump pump
Garage spaces2.0
Water / SewerCity water & sewer
WaterfrontWatkins Lake
FireplaceYes
Parcel number1314352018
Listing officeRE/MAX Classic

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$289,580about $349,500
Yearly property tax$11,143about $12,009

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $866 a year more than this seller pays. The assessor's state equalized value (SEV) is $328,080. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Waterford Township's 2025 homestead rate of 34.36 mills and assumes you claim the homestead exemption. See Waterford Township's full tax breakdown or run the uncapping calculator.

Ask Match Realty about this home

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-25T23:19+00:00; refreshed at least twice daily.