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Active · MLS #20261083526
$499,999 3 bd2 ba2,100 sqft

6527 McKinley RD , Cottrellville Township, MI 48039

Est. $3,341/mo with current taxes · · See the breakdown

TypeSingle family residence
Built2026
Lot2.68 acres
Garage3 spaces
Price/sqft$238
On market20 days

About this home

Brand new construction ranch on over 2.5 acres in Cottrellville Township! This 3 bedroom, 2.5 bath home offers approx. 2,100 sq ft with an open floor plan featuring a vaulted great room with fireplace, dining area with door wall to the backyard, and a kitchen with Lafata cabinets and a large center island. The primary suite includes a tray ceiling, walk in closet, and private bath with a tiled walk in shower. Luxury vinyl plank flooring and first floor laundry. The full daylight basement offers endless possibilities for future living space, a home gym, theater room, or additional bedrooms. Attached 3 car garage and new concrete driveway. Enjoy country style privacy with modern design and room to grow, in East China Schools.

Monthly payment

$3,341per month
Principal & interest$2,844
Property tax, current$91
Homeowners insurance$200
Mortgage insurance (PMI)$206

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$499,999
Beds3
Baths2 full
Square feet2,100
TypeSingle family residence
Subdivision—
CountyStClair
MLS #20261083526
Listed2026-10-14
Days on market20
Year built2026
PossessionAt closing
Stories1 story
BasementDaylight, Full, Interior entry, Unfinished
HeatingForced air, Natural gas
FoundationBasement, Poured
Garage spaces3.0
Water / SewerWell / Septic
FireplaceYes
New constructionYes
Parcel number74170091001400
Listing officeRealty Executives Home Towne

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$82,600about $250,000
Yearly property tax$1,087about $5,881

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $4,794 a year more than this seller pays. The assessor's state equalized value (SEV) is $82,600. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Cottrellville Township's 2025 homestead rate of 23.53 mills and assumes you claim the homestead exemption. See Cottrellville Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$499,999Est. $3,341/mo
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