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Active · MLS #20261082401
$305,000 4 bd4 ba2,802 sqft

14054 Rutland Street ST , Detroit, MI 48227

Est. $2,905/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1937
Lot0.21 acres
Garage2 spaces
Price/sqft$109
On market0 days

About this home

Welcome Home to Where the Heart Is! Discover this spacious and updated two-story brick Colonial situated on a corner lot in Detroit's desirable Grandmont-Plats neighborhood. Offering 4 bedrooms and 4 bathrooms, this beautiful home provides generous living space designed for comfort, functionality, and everyday living. Blending classic character with modern updates, this residence showcases striking Neoclassical architectural elements, adding timeless elegance, symmetry, and curb appeal. The classic brick exterior reflects the enduring quality and charm of a well-built home. Notable features include forced-air heating, natural gas, central air conditioning, and a fireplace for year-round comfort. Enjoy relaxing outdoors on the covered front porch or the upper-level covered rear porch, perfect for morning coffee or evening unwinding. Additional highlights include a detached two-car garage and a gated backyard, offering privacy and ample space for entertaining, gardening, or simply enjoying the outdoors. With its spacious layout, architectural charm, and thoughtful updates, this inviting Colonial is ready for its next owner to make it their own. Don't miss this exceptional opportunity to call this beautiful house your home! NOTE: All Room dimensions are approximate and should not be relied upon as guaranteed representations of the property's dimensions.

Monthly payment

$2,905per month
Principal & interest$1,735
Property tax, current$844
Homeowners insurance$200
Mortgage insurance (PMI)$126

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$305,000
Beds4
Baths3 full, 1 half
Square feet2,802
TypeSingle family residence
SubdivisionGRANDMONT
CountyWayne
MLS #20261082401
Listed2026-11-01
Days on market0
Year built1937
PossessionAt closing
Stories2 stories
BasementDaylight, Finished, Partial
HeatingForced air, Natural gas
FoundationBasement, Brick & mortar
Garage spaces2.0
Water / SewerCity water & sewer
FireplaceYes
Parcel numberW22I068774S
Listing officeCommunity Choice Realty Inc

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$108,107about $152,500
Yearly property tax$10,134about $9,788

Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $116,500. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Detroit's 2025 homestead rate of 64.18 mills and assumes you claim the homestead exemption. See Detroit's full tax breakdown or run the uncapping calculator.

City of Detroit records for this parcel

  • NEZ Homestead district: Grandmount East (H007). Owner-occupants who buy here can apply to the City Assessor for a Neighborhood Enterprise Zone certificate, which typically cuts the summer tax bill by 15–20% for up to 15 years. Applications are due October 1 for the following year. The tax estimate above doesn't include it. How NEZ works.

From the City of Detroit's current parcel file, parcel W22I068774S.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T00:49+00:00; refreshed at least twice daily.

$305,000Est. $2,905/mo
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