3542 N River RD , Fort Gratiot Township, MI 48059
Est. $4,493/mo with current taxes · · See the breakdown
About this home
Discover exceptional craftsmanship, thoughtful luxury, and room to live in a peaceful, private setting on nearly 3 acres. Built by a licensed builder for his own family, this impressive 5-bedroom home reflects a commitment to quality, attention to detail, and no shortcuts. High-end finishes are showcased throughout, including luxury vinyl flooring, elegant crown molding, custom built-in closet storage, and a tankless water heater. The heated basement floor adds another level of comfort, while the extra-tall, extra-long garage offers exceptional space for vehicles, recreational equipment, storage, or a workshop. The expansive lower level provides additional living potential, with a partially finished bathroom awaiting your choice of flooring and shower finishes—an opportunity to personalize the space to your own taste. Enjoy the best of both worlds with a quiet, private setting on almost 3 acres while remaining conveniently close to everyday amenities. A rare opportunity to own a quality-built home where craftsmanship, comfort, space, and convenience come together.
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 28.14 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $649,900 |
| Beds | 5 |
| Baths | 2 full, 2 half |
| Square feet | 4,532 |
| Type | Single family residence |
| Subdivision | ASSESSORS NORTH RIVER ROAD 1 |
| County | StClair |
| MLS # | 20261081605 |
| Listed | 2026-10-16 |
| Days on market | 17 |
| Year built | 2007 |
| Possession | At closing |
| Stories | 2 stories |
| Basement | Finished |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Block |
| Garage spaces | 3.0 |
| Water / Sewer | City water & sewer |
| Parcel number | 74200900091020 |
| Listing office | Berkshire Hathaway HomeServices Kee Realty Ft Gra |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $119,334 | about $324,950 |
| Yearly property tax | $3,929 | about $9,146 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $5,217 a year more than this seller pays. The assessor's state equalized value (SEV) is $211,400. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Fort Gratiot Township's 2025 homestead rate of 28.14 mills and assumes you claim the homestead exemption. See Fort Gratiot Township's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.