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Active · Agent owned · MLS #20261081446
$349,999 4 bd3 ba2,450 sqft

4741 Lakeshore RD , Fort Gratiot Township, MI 48059

Est. $2,636/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1979
Lot0.7 acres
Garage2 spaces
Price/sqft$143
On market12 days

About this home

Updated 4 bed, 2.5 bath colonial on 0.7 acres in Fort Gratiot! New floors, fresh paint, updated kitchen with stainless appliances and refreshed baths. Full basement, 2-car attached garage, a front porch and a newly refinished back deck. About a 15-minute walk to Keewahdin Beach on Lake Huron and 5 minutes to Fort Gratiot County Park.

Monthly payment

$2,636per month
Principal & interest$1,991
Property tax, current$301
Homeowners insurance$200
Mortgage insurance (PMI)$144

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$349,999
Beds4
Baths2 full, 1 half
Square feet2,450
TypeSingle family residence
SubdivisionALNINA SHORES
CountyStClair
MLS #20261081446
Listed2026-10-21
Days on market12
Year built1979
PossessionAt closing
Stories2 stories
BasementFull, Partially finished
HeatingForced air, Natural gas
FoundationBasement, Block
Garage spaces2.0
Water / SewerCity water & sewer
WaterfrontLake Huron
FireplaceYes
Parcel number74200780005000
Listing officeOak and Stone Real Estate

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$105,813about $175,000
Yearly property tax$3,607about $4,925

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,318 a year more than this seller pays. The assessor's state equalized value (SEV) is $150,500. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Fort Gratiot Township's 2025 homestead rate of 28.14 mills and assumes you claim the homestead exemption. See Fort Gratiot Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.

$349,999Est. $2,636/mo
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