Photo 1 of 1014 W Cross Street
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Active · MLS #20261080826
$475,000 4 bd4 ba3,706 sqft

1014 W Cross Street, Ypsilanti, MI 48197

Est. $4,158/mo with current taxes · · See the breakdown

TypeSingle family residence
Built2003
Lot0.24 acres
Garage2 spaces
Price/sqft$128
On market1 days

About this home

Space, comfort, and convenience come together in this spacious 4-bedroom, 2.5-bath home offering approximately 2,400 sq. ft. of living space! Enjoy hardwood floors throughout, a finished basement offering additional flexible living space, and an attached 2-car garage. Step outside to a large fenced-in backyard with room to entertain, relax, and enjoy outdoor living. Conveniently located near Eastern Michigan University, shopping, and dining. This home offers the space and features you’ve been looking for. Don’t miss this opportunity! BATVI

Monthly payment

$4,158per month
Principal & interest$2,702
Property tax, current$1,060
Homeowners insurance$200
Mortgage insurance (PMI)$196

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$475,000
Beds4
Baths3 full, 1 half
Square feet3,706
TypeSingle family residence
SubdivisionCHARLES MCCORMICK
CountyWashtenaw
MLS #20261080826
Listed2026-11-02
Days on market1
Year built2003
Possession30 days after closing
Stories2 stories
BasementFinished
HeatingForced air, Natural gas
FoundationBasement, Poured, Sump pump
Garage spaces2.0
Water / SewerCity water & sewer
FireplaceYes
Parcel number111105465014
Listing officeNational Realty Centers, Inc

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$204,288about $237,500
Yearly property tax$12,716about $15,033

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $2,317 a year more than this seller pays. The assessor's state equalized value (SEV) is $267,300. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Ypsilanti's 2025 homestead rate of 63.29 mills and assumes you claim the homestead exemption. See Ypsilanti's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-04T01:25+00:00; refreshed at least twice daily.

$475,000Est. $4,158/mo
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