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Active · MLS #20261079983
$340,000 3 bd2 ba1,830 sqft

426 Oak Lane, Yale, MI 48097

Est. $2,936/mo with taxes uncapped · See the breakdown

TypeSingle family residence
Built1998
Lot0.49 acres
Garage2 spaces
Price/sqft$186
On market32 days

About this home

Welcome home to comfort and convenience in Yale’s desirable Carriage Hills neighborhood. This beautifully maintained ranch-style home features 1,830 square feet of seamless main-floor living, plus a full unfinished basement offering expansion potential. The home sits close to the neighborhood schools and local amenities. Inside, the spacious living room serves as the heart of the home, leading into a primary suite complete with a private en-suite bathroom and a generous walk-in closet. Elegant French doors accent both the living room and the primary bedroom, opening directly onto a low-maintenance metal back deck built for effortless outdoor entertaining. For hobbyists, mechanics, or those just needing extra storage, the property features an attached 2.5 car garage plus a detached garage ideal for a workshop, boat, or lawn equipment. Mechanical upgrades offer total, turn-key peace of mind for years to come: a new HVAC system (2025), a whole-home Generac generator (2026), a modern sump pump (2024), and an updated water heater (2020). With major investments handled, this stunning home is entirely move-in ready. Schedule your private tour today!

Monthly payment

$2,936per month
Principal & interest$1,934
Property tax, uncapped$661
Homeowners insurance$200
Mortgage insurance (PMI)$140

The uncapped tax line is this home's bill after it uncaps: half the price times 46.69 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$340,000
Beds3
Baths2 full
Square feet1,830
TypeSingle family residence
SubdivisionCARRIAGE HILLS SUB
CountyStClair
MLS #20261079983
Listed2026-10-02
Days on market32
Year built1998
Possession30 days after closing
Stories1 story
BasementUnfinished
HeatingForced air, Natural gas
FoundationBasement, Poured
Garage spaces2.0
Water / SewerCity water & sewer
Parcel number74083350013000
Listing officeEpique Realty

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$126,064about $170,000
Yearly property tax—about $7,937

Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $155,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Yale's 2025 homestead rate of 46.69 mills and assumes you claim the homestead exemption. See Yale's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$340,000Est. $2,936/mo
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