Photo 1 of 4971 Lum Road
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Active · MLS #20261078685
$160,000 4 bd2 ba1,800 sqft

4971 Lum Road, Arcadia Township, MI 48412

Price cut $20,000 since it was listed at $180,000

Est. $1,258/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1900
Lot0.2 acres
Garage1 spaces
Price/sqft$89
On market26 days

About this home

Discover a distinctive blend of character, comfort, and timeless appeal at 4971 Lum Rd in Attica. This inviting two-story home makes a memorable first impression with its classic gabled architecture, welcoming front porch, and mature landscaping that adds warmth and privacy to the setting. Inside, the home offers an opportunity to create a space that reflects your own style while appreciating the character of a property with a strong sense of place. A detached garage adds valuable versatility for storage, hobbies, or workspace. Set against a peaceful backdrop with generous outdoor space including a large, fenced backyard perfect for pets, play, or outdoor entertaining this property offers a refreshing balance of charm, function, and potential in a desirable Attica setting. A rare opportunity to make a property with character your own. Schedule your showing today!

Monthly payment

$1,258per month
Principal & interest$910
Property tax, current$82
Homeowners insurance$200
Mortgage insurance (PMI)$66

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$160,000
Original price$180,000
Price cut−$20,000
Beds4
Baths2 full
Square feet1,800
TypeSingle family residence
Subdivision—
CountyLapeer
MLS #20261078685
Listed2026-10-08
Days on market26
Year built1900
PossessionNegotiable
Stories2 stories
HeatingForced air, Natural gas
FoundationMichigan basement
Garage spaces1.0
Water / SewerWell / Septic
FireplaceYes
Parcel number00202201900
Listing officeKeller Williams Paint Creek

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$40,470about $80,000
Yearly property tax$983about $1,878

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $895 a year more than this seller pays. The assessor's state equalized value (SEV) is $53,100. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Arcadia Township's 2025 homestead rate of 23.47 mills and assumes you claim the homestead exemption. See Arcadia Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$160,000Est. $1,258/mo
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