Photo 1 of 8890 Tipsico Lake Road
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Active · MLS #20261078538
$400,999 3 bd2 ba2,525 sqft

8890 Tipsico Lake Road, Rose Township, MI 48442

Est. $3,048/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1977
Lot0.94 acres
Garage2.5 spaces
Price/sqft$159
On market35 days

About this home

This beautiful, almost one acre property on all sport Tipsico Lake.The gently sloping landscape leads down toward the water--perfect for creating your own outdoor oasis with terraced gardens, a patio, or a scenic overlook. The existing 3-bedroom, 3-bathroom, 1,725 sq. ft. home offers a great opportunity to renovate, expand, or start fresh and build your dream lakefront retreat. This property is priced right to allow for either

Monthly payment

$3,048per month
Principal & interest$2,281
Property tax, current$401
Homeowners insurance$200
Mortgage insurance (PMI)$165

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$400,999
Beds3
Baths2 full
Square feet2,525
TypeSingle family residence
SubdivisionTIPSICO LAKE WOODS
CountyOakland
MLS #20261078538
Listed2026-09-28
Days on market35
Year built1977
PossessionAt closing
StoriesTri-level
BasementFull, Partially finished, Walkout
HeatingForced air, Natural gas
FoundationBasement, Poured
Garage spaces2.5
Water / SewerWell / Septic
WaterfrontTipsico Lake
FireplaceYes
Parcel number0619352006
Listing officeJohn Graham Realty, LLC

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$153,550about $200,500
Yearly property tax$4,814about $5,709

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $895 a year more than this seller pays. The assessor's state equalized value (SEV) is $237,380. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Rose Township's 2025 homestead rate of 28.48 mills and assumes you claim the homestead exemption. See Rose Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.

$400,999Est. $3,048/mo
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