Photo 1 of 17650 Ruth Street
1 / 21
Active · MLS #20261077292
$109,000 2 bd1 ba1,180 sqft

17650 Ruth Street, Melvindale, MI 48122

Price cut $10,000 since it was listed at $119,000

Est. $1,236/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1924
Lot0.09 acres
Price/sqft$92
On market39 days

About this home

Clean and move-in ready ranch located across the street from the De Luca Field playground. The home features a four-season front room and spacious living room with a natural gas fireplace. The updated kitchen offers marble countertops, plenty of cabinet space, and a convenient pass-through window connecting to the separate family room and bar, making it easy to serve food and drinks while entertaining. The oversized primary bedroom is approximately 20x10, with the potential to convert the home back to a 3-bedroom layout. Additional highlights include a 2022 roof, HVAC, water heater and more. All appliances included. Conveniently located near shopping, restaurants, and I-94. Clean, comfortable, and ready for its next owner.

Monthly payment

$1,236per month
Principal & interest$620
Property tax, current$371
Homeowners insurance$200
Mortgage insurance (PMI)$45

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$109,000
Original price$119,000
Price cut−$10,000
Beds2
Baths1 full
Square feet1,180
TypeSingle family residence
SubdivisionALLEN BLVD HEIGHTS SUB
CountyWayne
MLS #20261077292
Listed2026-09-24
Days on market39
Year built1924
PossessionAt closing
Stories1 story
HeatingForced air, Natural gas
FoundationCrawl space
Water / SewerCity water & sewer
FireplaceYes
Parcel number47009020089000
Listing officeElite Realty

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$65,541about $54,500
Yearly property tax$4,450about $3,273

Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $73,000. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Melvindale's 2025 homestead rate of 60.05 mills and assumes you claim the homestead exemption. See Melvindale's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.

$109,000Est. $1,236/mo
Request a tour