Photo 1 of 3930 River Road, Unit 20
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Active · MLS #20261077074
$235,000 2 bd2 ba1,283 sqft

3930 River Road, Unit 20, East China Township, MI 48054

Price cut $14,900 since it was listed at $249,900

Est. $2,037/mo with current taxes · · See the breakdown

TypeCondominium
Built2002
Garage2 spaces
Price/sqft$183
On market41 days
HOA$260/mo

About this home

OPEN HOUSE SATURDAY 10/24 12-2PM ~ RANCH CONDO IN THE HIGHLY DESIRABLE BOULDER CREEK COMMUNITY ACROSS FROM THE ST. CLAIR RIVER! THIS 2 BEDROOM, 2 FULL BATH HOME OFFERS AN INVITING OPEN FLOOR PLAN, PERFECT FOR EVERYDAY LIVING AND ENTERTAINING. THE SPACIOUS KITCHEN FEATURES AN ISLAND AND ALL INCLUDED APPLIANCES, WHILE THE DINING AREA OPENS TO YOUR PRIVATE DECK, IDEAL FOR RELAXATION. THE LARGE PRIMARY SUITE IS EQUIPPED WITH A FULL BATH AND A HUGE WALK-IN CLOSET. FIRST-FLOOR LAUNDRY, CONVENIENTLY LOCATED OFF THE ATTACHED 2 CAR GARAGE, ENHANCES EASE OF LIVING AND EFFICIENCY. COME EXPERIENCE ALL THIS RANCH CONDO HAS TO OFFER, FROM SCENIC PEACE TO EASY ACCESS TO WATERFRONT VIEWS, PARKS, AND LOCAL AMENITIES. DON’T MISS THIS EXCEPTIONAL OPPORTUNITY TO OWN IN BOULDER CREEK! CALL NOW TO SCHEDULE A SHOWING!

Monthly payment

$2,037per month
Principal & interest$1,337
Property tax, current$143
Homeowners insurance$200
Mortgage insurance (PMI)$97
HOA dues$260

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$235,000
Original price$249,900
Price cut−$14,900
Beds2
Baths2 full
Square feet1,283
TypeCondominium
SubdivisionBOULDER CREEK CONDO
CountyStClair
MLS #20261077074
Listed2026-09-23
Days on market41
Year built2002
PossessionAt closing
Stories1 story
HeatingForced air, Natural gas
FoundationCrawl space
Garage spaces2.0
Water / SewerCity water & sewer
Listing officeKW Platinum

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$64,687about $117,500
Yearly property tax$1,715about $3,205

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,490 a year more than this seller pays. The assessor's state equalized value (SEV) is $130,100. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses East China Township's 2025 homestead rate of 27.28 mills and assumes you claim the homestead exemption. See East China Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T21:03+00:00; refreshed at least twice daily.

$235,000Est. $2,037/mo
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