409 Breakwater Court, Belleville, MI 48111
Est. $3,516/mo with current taxes · · See the breakdown
About this home
WELCOME TO 409 BREAKWATER CT. IDEALLY SITUATED IN THE DESIRABLE HARBOUR POINTE SUBDIVISION! THIS SPACIOUS 4 BEDROOM,3.5 BATH HOME OFFERS PLENTY OF ROOM TO LIVE,WORK AND ENTERTAIN. THE INVITING LAYOUT FEATURES GENEROUS LIVING SPACES.,A MAIN LEVEL- PRIMARY BEDROOM SUITE AND ADDITIONAL BEDROOMS PROVIDING FLEXIBIITY FOR GUEST AND FAMILY OR A POSSIBLE HOME OFFICE. TOTAL KITCHEN AND PRIMARY SUITE REMODELED, WITH WALK IN CLOSET,COMPLETE WITH ALL NEW HARDWOOD FLOORING AND GRANITE COUTERTOPS. ENJOY OUTDOOR LIVING ON THE EXSPANSIVE 2 TIER DECK ,COMPLETE WITH A SCREENED GAZEBO-PERFECT FOR RELAXING AND JUST IN TIME TO ENJOY THE SPECTACULAR VIEWS THIS FALL WILL BRING!! . CONVENIENTLY LOCATED NEAR BELLEVILLE LAKE.DOWNTOWN, NEAR PARKS DINING AND AREA AMENITIES DONT MISS THIS OPPORTUNITY TO MAKE THIS SPACIOUS HARBOUR POINTE HOME YOUR OWN!!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 37.88 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $429,900 |
| Beds | 4 |
| Baths | 3 full, 1 half |
| Square feet | 2,187 |
| Type | Single family residence |
| Subdivision | HARBOUR POINTE SUB |
| County | Wayne |
| MLS # | 20261076954 |
| Listed | 2026-09-23 |
| Days on market | 41 |
| Year built | 1994 |
| Possession | Negotiable |
| Stories | 2 stories |
| Basement | Unfinished |
| Heating | Forced air, Natural gas |
| Foundation | Basement, Poured |
| Garage spaces | 2.0 |
| Water / Sewer | City water & sewer |
| Fireplace | Yes |
| Parcel number | 31110030062000 |
| Listing office | RE/MAX Crossroads III |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $172,102 | about $214,950 |
| Yearly property tax | $8,317 | about $8,143 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $188,600. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Belleville's 2025 homestead rate of 37.88 mills and assumes you claim the homestead exemption. See Belleville's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.