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Active · MLS #20261074692
$210,000 3 bd2 ba1,924 sqft

10566 N Oak Drive, Royal Oak Township, MI 48220

Price cut $50,000 since it was listed at $260,000

Est. $1,627/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1965
Lot0.17 acres
Garage2 spaces
Price/sqft$109
On market47 days

About this home

Discover the versatility of this 3-bedroom brick ranch in Royal Oak Township, offering single-level living, a finished lower level, an attached 2-car garage, and fenced backyard space. Inside, an inviting living room flows naturally into the kitchen, while laminate flooring and updated lighting in 2026 give the home a refreshed feel. The kitchen is well equipped for everyday living with a gas range, refrigerator, microwave, dishwasher, and disposal. Three bedrooms and a full bath complete the main level, creating a comfortable layout with everything conveniently within reach. The finished lower level expands the possibilities, offering additional space for entertaining, recreation, a home office, or hobbies. A bar and additional lavatory add to the versatility, creating a second living area that can easily evolve with the next owner's needs. Outside, the level backyard and fenced area provide space for outdoor dining, gardening, or simply unwinding. The attached 2-car garage adds even more value with direct interior access, electricity, and workshop space. Located in Northland Oaks, this brick ranch pairs a flexible two-level layout with central air, forced-air heat, and public water and sewer—all with the convenience of an attached garage and meaningful additional living space below grade.

Monthly payment

$1,627per month
Principal & interest$1,195
Property tax, current$146
Homeowners insurance$200
Mortgage insurance (PMI)$87

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$210,000
Original price$260,000
Price cut−$50,000
Beds3
Baths1 full, 1 half
Square feet1,924
TypeSingle family residence
SubdivisionNORTHLAND OAKS
CountyOakland
MLS #20261074692
Listed2026-09-17
Days on market47
Year built1965
PossessionAt closing
Stories1 story
BasementFinished, Full
HeatingForced air, Natural gas
FoundationBasement, Poured
Garage spaces2.0
Water / SewerCity water & sewer
Parcel number2532401028
Listing officeEXP Realty The Perna Team

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$30,100about $105,000
Yearly property tax$1,753about $3,916

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $2,163 a year more than this seller pays. The assessor's state equalized value (SEV) is $58,320. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Royal Oak Township's 2025 homestead rate of 37.29 mills and assumes you claim the homestead exemption. See Royal Oak Township's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-03T10:57+00:00; refreshed at least twice daily.

$210,000Est. $1,627/mo
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