2189 Willow Beach Street, Keego Harbor, MI 48320
Price cut $76,000 since it was listed at $475,000
Est. $3,423/mo with current taxes · · See the breakdown
About this home
Welcome to 2189 Willow Beach Street in Keego Harbor! Enjoy year-round lakefront living with 80 feet of waterfront on Dollar Lake and direct canal access into Cass Lake. This 5-bedroom, 2.5-bath home offers approximately 2,400 square feet of living space and plenty of potential to make it your own. The spacious floor plan provides room for everyday living, entertaining, and guests, while the waterfront setting creates a unique opportunity to enjoy boating, fishing, kayaking, and relaxing by the water. Ideally situated in the heart of Keego Harbor, known as the “Heart of the Lakes,” with convenient access to parks, public lake access, shopping, dining, major roads, and the surrounding Oakland County communities. With its generous waterfront, direct connection to Cass Lake, and central location, this property offers an exceptional opportunity to create your own lakefront retreat. Don't miss the opportunity to make this unique Keego Harbor waterfront property your own!
Monthly payment
The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then.The uncapped tax line is this home's bill after it uncaps: half the price times 40.29 mills, the 2025 homestead rate here. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.
The facts
| Price | $399,000 |
| Original price | $475,000 |
| Price cut | −$76,000 |
| Beds | 4 |
| Baths | 2 full, 1 half |
| Square feet | 2,358 |
| Type | Single family residence |
| Subdivision | SAWYERS KEEGO HARBOR |
| County | Oakland |
| MLS # | 20261073364 |
| Listed | 2026-09-11 |
| Days on market | 52 |
| Year built | 1901 |
| Possession | At closing |
| Stories | 2 stories |
| Heating | Forced air, Natural gas |
| Foundation | Crawl space |
| Water / Sewer | City water & sewer |
| Parcel number | 1802432022 |
| Listing office | @properties Christie's Int'l R.E. Birmingham |
Property taxes: the seller's bill vs. yours
| This seller today | You, the year after buying | |
|---|---|---|
| Taxable value | $141,450 | about $199,500 |
| Yearly property tax | $9,468 | about $8,038 |
Michigan caps a homeowner's taxable value until the home sells, then it resets. The assessor's state equalized value (SEV) is $207,980. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Keego Harbor's 2025 homestead rate of 40.29 mills and assumes you claim the homestead exemption. See Keego Harbor's full tax breakdown or run the uncapping calculator.
Location
IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-11-02T23:11+00:00; refreshed at least twice daily.