Photo 1 of 649 Lounsbury Avenue
1 / 35
Active · MLS #20261037022
$219,000 4 bd2 ba1,767 sqft

649 Lounsbury Avenue, Pontiac, MI 48340

Price cut $20,900 since it was listed at $239,900

Est. $1,801/mo with current taxes · · See the breakdown

TypeSingle family residence
Built1928
Lot0.18 acres
Price/sqft$124
On market159 days

About this home

Welcome Home! Spacious and full of potential, this 4-bedroom, 2 full bath colonial offers comfortable living on a generously sized lot in a convenient Pontiac location. Inside, you’ll find a functional layout with ample living space, spacious bedrooms, and plenty of natural light throughout. The large lot provides endless opportunities for entertaining, gardening, outdoor recreation, or future enhancements. Plenty of space in the basement with a workshop already set up and extra storage in the heated shed in the backyard. Located just minutes from downtown Pontiac’s growing dining, entertainment, and arts scene, this home offers easy access to local favorites like Alley Cat Cafe, live events at The Crofoot, and nearby coffee shops and restaurants. Enjoy quick commuter access to Woodward Ave, M-59, and I-75 while being close to parks, community events, and the continued revitalization of downtown Pontiac. A great opportunity to own a spacious home with both convenience and room to grow.

Monthly payment

$1,801per month
Principal & interest$1,246
Property tax, current$264
Homeowners insurance$200
Mortgage insurance (PMI)$90

The tax line is the seller's current bill from the MLS. Michigan uncaps the taxable value the year after a sale, so tap See uncapped taxes for what a buyer will likely pay then. Insurance is a $2,400/yr placeholder and PMI 0.55% of the loan below 20% down. An estimate, not a loan quote.

The facts

Price$219,000
Original price$239,900
Price cut−$20,900
Beds4
Baths2 full
Square feet1,767
TypeSingle family residence
SubdivisionASSRS 5 - CITY OF PONTIAC
CountyOakland
MLS #20261037022
Listed2026-05-21
Days on market159
Year built1928
PossessionAt closing
Stories2 stories
BasementUnfinished
HeatingForced air, Natural gas
FoundationBasement, Block
Water / SewerCity water & sewer
Parcel number1419427024
Listing officeMatch Realty

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$80,170about $109,500
Yearly property tax$3,174about $4,202

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $1,028 a year more than this seller pays. The assessor's state equalized value (SEV) is $88,520. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Pontiac's 2025 homestead rate of 38.37 mills and assumes you claim the homestead exemption. See Pontiac's full tax breakdown or run the uncapping calculator.

Location

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-28T01:47+00:00; refreshed at least twice daily.

$219,000Est. $1,801/mo
Request a tour