Active listing · MLS #20261023611

2185 N Channel Drive, Clay Township

$195,000

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About this home

Welcome to 2185 N Channel Drive, where island living meets modern comfort. This 3-bedroom, 1-bath home is situated on a rare 120' x 200' parcel spanning over half an acre. This beautifully renovated home offers water views, shared water access, and endless possibilities for future expansion. Whether you're searching for a peaceful year-round residence, weekend retreat, vacation property, or income-producing investment, this property delivers. Updated with central air, spray foam insulation, foundation waterproofing, septic improvements, upgraded plumbing, and numerous cosmetic renovations, the work has already been done. The expanded lot provides exceptional flexibility for a future garage, addition, or outdoor entertaining space. Enjoy boating, fishing, and the relaxed North Channel lifestyle while still having the comfort of a move-in-ready home. A rare opportunity to own a versatile island property with both immediate enjoyment and long-term potential.

The facts

Price$195,000
Original price$200,000
Price cut−$5,000
Beds3
Baths1 full
Square feet960
TypeSingle family residence
SubdivisionBOON DOCKS SUB
CountyStClair
MLS #20261023611
Listed2026-06-16
Days on market131
Year built1970
PossessionNegotiable
Stories1 story
HeatingForced air, Natural gas
FoundationCrawl space
Water / SewerCity water / Septic
WaterfrontSt. Clair River
Parcel number74146670010001
Listing officeEXP Realty Romeo

Property taxes: the seller's bill vs. yours

This seller today You, the year after buying
Taxable value$66,700about $97,500
Yearly property tax$2,265about $2,462

Michigan caps a homeowner's taxable value until the home sells, then it resets. That's about $198 a year more than this seller pays. The assessor's state equalized value (SEV) is $66,700. Your taxable value resets to the SEV the year after you buy, and assessors usually raise it to about half the sale price. Estimate uses Clay Township's 2025 homestead rate of 25.25 mills and assumes you claim the homestead exemption. See Clay Township's full tax breakdown or run the uncapping calculator.

Ask Match Realty about this home

IDX provided courtesy of Realcomp II Ltd. via Match Realty LLC and Realcomp II Ltd, ©2026 Realcomp II Ltd. Shareholders. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Listings refreshed 2026-10-25T23:19+00:00; refreshed at least twice daily.