City of Detroit · verified 2026-08-05
Detroit Down Payment Assistance: down payment help, plainly
Detroit Down Payment Assistance from City of Detroit provides $25,000 toward a home purchase, never repaid. Confirm participation before relying on it.
The facts
| Structure | Grant — never repaid |
| Amount | $25,000 |
| Minimum credit | Not published — verify |
| Income cap | 80% of area median income |
| Purchase price cap | None |
| Loan cap | None |
| Geography | City of Detroit |
| First-time buyer required | Not published — verify |
| Homebuyer education | Required |
Who this is for
- Lived in Detroit for the last 12 months
- Lost a Detroit home to property tax foreclosure 2010-2016
What to watch
- First-come, first-served against $9M in CDBG/CDBG-DR funds — confirm funding is still open before relying on it.
- Requires a signed purchase agreement and lender pre-qualification to apply.
Not yet confirmed against the issuer's own material:
- Whether ClosingReady-originated loans are accepted
- Current remaining funding
Source: City of Detroit's published program page · last verified 2026-08-05. Program terms change without notice; confirm current terms before writing an offer around them.
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Common questions
How much does Detroit Down Payment Assistance provide?
$25,000 — a maximum, not a quote; the exact figure depends on your price, loan and profile. Structure: grant — never repaid.
Do I have to repay Detroit Down Payment Assistance?
No. Grant — never repaid.
Who qualifies for Detroit Down Payment Assistance?
Lived in Detroit for the last 12 months. Lost a Detroit home to property tax foreclosure 2010-2016. Income capped at 80% of area median.