Roseville vs Saint Clair Shores: property taxes compared
Saint Clair Shores is the cheaper of the two. Its lowest homestead rate is 47.6075 mills against Roseville's 55.1014 — about $1,311 a year less on a $350,000 home at the uncapped taxable value.
Side by side
| Municipality | Homestead mills | County rank | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Saint Clair Shores | 47.6075–50.1591 | 19 of 24 | $5,951 | $8,331 | $11,902 |
| Roseville | 55.1014–59.3014 | 23 of 24 | $6,888 | $9,643 | $13,775 |
Dollar columns are the annual homestead bill at the uncapped taxable value — roughly half the purchase price. Multi-district cities show their full rate range; the rank and dollar figures use each city's lowest district.
What the difference costs over time
Held for 10 years, that gap compounds to $13,114 at today's rates on a $350,000 home — before any millage change. At $250,000 the annual difference is $937; at $500,000 it is $1,873. The gap scales with price, so it matters more at the top of each city's market than at the bottom.
Choosing the district can matter more than choosing the city. Inside Roseville alone the homestead rate runs 55.1014 to 59.3014 mills — a $735 annual swing on a $350,000 home, narrower than the $1,311 gap between the two cities. Two houses on the same street can sit either side of that line.
All figures use each city's lowest homestead rate at the uncapped taxable value — roughly half the purchase price — from the Michigan Department of Treasury's 2025 Total Rates report. A non-homestead property adds about 18 mills on top in either city.
Common questions
Is Roseville or Saint Clair Shores cheaper for property taxes?
Saint Clair Shores is the cheaper of the two. Its lowest homestead rate is 47.6075 mills against Roseville's 55.1014 — about $1,311 a year less on a $350,000 home at the uncapped taxable value.
How much more are property taxes in Roseville than Saint Clair Shores?
About $1,311 a year on a $350,000 home — 55.1014 mills versus 47.6075 at each city's lowest homestead rate, using the official 2025 Michigan Treasury millage report.
Do Roseville and Saint Clair Shores share any school districts?
No. Roseville and Saint Clair Shores draw from different school districts, so a move between them changes both the city millage and the school levy underneath it.
Will my bill match what the listing shows?
Usually not, in either city. Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price, so the seller's capped bill on the listing is almost always lower than what you will pay.