Saint Clair Shores is the cheaper of the two. Its lowest homestead rate is 47.6075 mills against Roseville's 55.1014 — about $1,311 a year less on a $350,000 home at the uncapped taxable value.
| Municipality | Homestead mills | County rank | $250,000 | $350,000 | $500,000 |
|---|---|---|---|---|---|
| Saint Clair Shores | 47.6075–50.1591 | 19 of 24 | $5,951 | $8,331 | $11,902 |
| Roseville | 55.1014–59.3014 | 23 of 24 | $6,888 | $9,643 | $13,775 |
Dollar columns are the annual homestead bill at the uncapped taxable value — roughly half the purchase price. Multi-district cities show their full rate range; the rank and dollar figures use each city's lowest district.
Saint Clair Shores is the cheaper of the two. Its lowest homestead rate is 47.6075 mills against Roseville's 55.1014 — about $1,311 a year less on a $350,000 home at the uncapped taxable value.
About $1,311 a year on a $350,000 home — 55.1014 mills versus 47.6075 at each city's lowest homestead rate, using the official 2025 Michigan Treasury millage report.
No. Roseville and Saint Clair Shores draw from different school districts, so a move between them changes both the city millage and the school levy underneath it.
Usually not, in either city. Michigan taxable value uncaps the year after a sale and resets to roughly half the purchase price, so the seller's capped bill on the listing is almost always lower than what you will pay.